Can I Claim Laser Eye Surgery on My Private Health Insurance?
The cost of laser eye surgery is a significant amount for the average household budget. As such, most people who visit Perth Laser Vision enquire whether part of the cost can be covered by their private health insurance.
What health funds cover laser eye surgery?
The good news is that several health funds are now covering all or part of laser eye surgery. This makes the benefits of this procedure more accessible to patients who wish to stop being reliant on glasses or contact lenses.
BUPA: This health fund covers 100% of the laser eye surgery’s cost for those who hold their premium hospital and extras cover called Bupa Ultimate. This funding covers the cost of the consultation at Perth Laser Vision. Some of our patients have taken out this cover and accepted the 12 month waiting period. Dr McGeorge is a registered BUPA provider and accepts this payment as full cover. Bupa also covers intra-ocular lens surgery and Pterygium surgery, if needed.
HBF: The Hospital Benefit Fund Ultimate Cover will cover $6,500 towards your Laser Eye Surgery. There is a 12 month waiting period. HBF also covers intra-ocular lens surgery and keratoconus cross linking. Dr McGeorge provides the specialised lens surgery procedures covered by HBF Ultimate.
Medibank Private: Medibank Ultra Cover will pay $3,500 towards Laser Eye Surgery. There is a 3 year waiting period.
AHM: Australian Health Management happens to be a branch of Medibank Private and offers a contribution to costs for members who hold their Lifestyle Extras ($600 per person) or Super cover ($900 per person). This cover has a two year waiting period and a lifetime limit.
Defence Health: This health fund offers rebates for laser eye surgery to those who hold specific plans that have this particular procedure included in their package.
This health fund information is correct at the time of writing. It would be wise to contact your fund personally to check your cover. Perth Laser Vision also provides finance for laser eye surgery which would be useful if your health fund does not provide cover. For more information please call us on 9218 7666.